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Solutions for SMBs

Turn your SMB's R&D into non-dilutive cash

GrowWise helps Canadian SMBs identify, track, and maximize SR&ED tax credits — without slowing down your team or adding administrative burden.

Our supervised AI platform captures eligible R&D work throughout the year, reduces documentation time, and builds stronger audit-ready claims so your business recovers more non-dilutive funding with less effort.

Get Your SR&ED Assessment
See how it works

Why SMBs choose GrowWise

Less admin burden

AI-assisted capture keeps your team focused on running the business — not on paperwork or documentation

Stronger SR&ED claims

SMB-specific technical narratives with precise project framing and full audit-ready documentation support

Year-round capture

Document qualifying R&D work as it happens — no scrambling at year-end or relying on memory to reconstruct your team’s technical work

More cash to grow

Recover $30K–$300K+ in non-dilutive SR&ED credits to reinvest in hiring, equipment, and business growth

  • Built for fast-moving teams

Designed for SMBs with small technical teams — light on your time, heavy on results and claim strength

  • AI + expert review
Supervised AI speeds up documentation while senior SR&ED specialists ensure every SMB claim is technically defensible and CRA-ready

The SR&ED numbers every SMB owner should know.

What SR&ED means for your SMB’s cash flow and growth

64%

Refundable credit rate

Canadian-controlled private corporations can recover up to 64% of eligible SR&ED labour costs through combined federal and provincial credits.

$0

Equity given up

SR&ED is 100% non-dilutive. Your SMB keeps complete ownership while recovering cash from R&D work you are already doing — no equity, no debt, no strings.

$50k – $300k+

Refundable credit rate

GrowWise SMB clients typically recover $30,000–$300,000+ annually, depending on team size, technical headcount, and eligible R&D spend.

70%

Less founder time required

GrowWise’s AI-assisted capture and structured review process dramatically reduces the time SMB owners and technical leads spend on SR&ED compared to traditional consulting.

SR&ED designed for how SMBs actually work

GrowWise pairs supervised AI with expert SR&ED review to deliver lighter documentation and stronger claims — built specifically for the pace and practical realities of Canadian SMBs.

1

Identify eligible work
We help uncover qualifying technical work across product development, AI, infrastructure, performance, data systems, hardware, and experimentation.

2

Capture details year-round
Short technical interviews and structured capture reduce reliance on memory and prevent critical project details from being lost.

3

Build stronger claims
Generate clearer narratives, stronger support, and more audit-ready documentation while keeping review efficient for your team.

Why GrowWise outperforms traditional SR&ED consultants for SMBs

SMB-focused SR&ED support should protect your team’s time, strengthen your documentation, and produce claims that hold up under CRA review.

Category
Legacy Consultants
GrowWise
Founder and engineering time required
Heavy founder and engineering involvement
Designed to minimize time from founders and technical teams
Documentation timing
Year-end reconstruction of work
Continuous capture throughout the year
Documentation approach
Manual, inconsistent documentation
Structured AI-assisted capture with expert oversight
Project framing
Generic project framing
Startup-specific positioning around real technical uncertainty
Claim preparation style
Reactive claim preparation
Proactive claim development with better audit readiness

Who this is for

Built for Canadian SMBs building something technically new

GrowWise is purpose-built for Canadian SMBs developing novel products, AI systems, software, infrastructure, hardware, or technical capabilities — and conducting R&D that tackles unsolved technical problems.

Software & SaaS
AI & Machine Learning
Hardware & Deep Tech
FinTech
Cleantech
Life sciences

Common SMB activities that may qualify

  • New product development
Building functionality that required technical experimentation, iteration, or uncertainty resolution.
  • AI and data systems
Model development, training workflows, inference optimization, data pipelines, and performance improvements.
  • AI and data systems
Latency reduction, architecture redesign, concurrency, reliability, and throughput improvements.
  • AI and data systems
Testing components, validating technical feasibility, and refining prototypes through experimentation.

Run your business. Let GrowWise recover the R&D funding you've earned.

Get Your SR&ED Assessment
See how it works

Most SMB founders aren't sure what to expect from SR&ED. Here is the complete process — from your first GrowWise conversation to refundable credits in your account.

Most SMB founders aren’t sure what to expect from SR&ED. Here is the complete process — from your first GrowWise conversation to refundable credits in your account.

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Discovery call

A 30-minute conversation to understand your technical activities, team structure, and R&D spend with no prep work required.

Eligibility review

GrowWise reviews your projects and identifies which activities meet CRA's criteria for scientific or technological uncertainty.

Year-round capture

AI-assisted documentation captures eligible work as you build, reducing end-of-year scrambling and memory gaps.

Expert review

SR&ED professionals validate your claims, refine technical narratives, and ensure documentation meets CRA audit standards.

CRA submission

Your completed claim is filed with the CRA. GrowWise handles preparation, submission coordination, and follow-up tracking.

Funds received

Refundable credits arrive as cash - non-dilutive and ready to reinvest in engineering, hiring, or extending your runway.

SR&ED for Canadian SMBs at every growth stage

SR&ED isn’t just for enterprise R&D labs. GrowWise is designed for fast-moving Canadian SMBs at every growth stage — building novel technology and tackling unsolved technical problems.

Pre-Seed & Seed

Building before revenue? You likely qualify.

Pre-revenue SMBs are eligible for SR&ED refundable tax credits even without a commercial product. If your team is solving technical problems without known solutions, that work may qualify and GrowWise helps you capture it from day one.

Pre-product MVP development

Technical feasibility experiments

Algorithm and model prototyping
Infrastructure built from scratch

Series A & Growth

Scaling your engineering team? Every sprint counts.

As you grow your engineering team and accelerate product development, your SR&ED-eligible spend grows with it. GrowWise captures qualifying work at scale so your documentation keeps pace with your sprints without burdening your engineers or product leads.
Platform architecture at scale
Performance engineering challenges

Performance engineering challenges

Multi-tenant or multi-region infrastructure
Deep Tech & IP-Heavy

Building proprietary technology? GrowWise specializes here.

If your SMB is building novel hardware, life sciences technology, or foundational AI systems, your claims require a higher level of technical framing. GrowWise’s expert reviewers have domain depth across deep tech, biotech, medtech, and advanced software to position complex claims correctly.

Custom AI and ML research
Biotech and genomics R&D
Hardware and embedded systems
Novel materials and processes

Common SMB activities that may qualify for SR&ED

SR&ED covers work that involves technical uncertainty where your team had to experiment, iterate, or solve problems without a clear, known solution. Here are the types of work that frequently qualify across startup categories.

Software & SaaS SMBs

  • Developing custom algorithms with no off-the-shelf equivalent
  • Building novel API architectures or integration layers under technical uncertainty
  • Performance engineering where standard approaches failed
  • Designing multi-tenant systems with unresolved concurrency or isolation challenges
  • Creating proprietary search, ranking, or recommendation systems
  • Developing new software frameworks or developer tooling

AI & Machine Learning

  • Training custom models where existing models did not meet performance requirements
  • Designing novel data pipeline architectures with unresolved technical constraints
  • Research into new NLP, computer vision, or speech recognition approaches
  • Inference optimization at scale with no established solution
  • Synthetic data generation methodology development
  • Federated learning or privacy-preserving ML architecture

Infrastructure & DevOps

  • Latency reduction when standard cloud architectures were insufficient
  • Reliability and fault-tolerance systems built without established patterns
  • Custom orchestration or scheduling systems
  • High-throughput data processing pipelines under novel constraints
  • Security architecture innovations beyond standard frameworks

Hardware & Deep Tech

  • Developing and testing new sensor or actuator components
  • Embedded systems design with unresolved power or performance constraints
  • Prototype iteration where multiple technical unknowns required resolution
  • Novel materials formulation or testing
  • Integration of hardware and software under real-time performance requirements

Biotech & Life Sciences

  • Drug discovery research involving novel molecular mechanisms
  • Genomics pipeline development and bioinformatics tooling
  • Diagnostic assay development and validation under uncertainty
  • Clinical data analysis platforms with novel statistical approaches
  • Lab automation systems built without existing solutions

Fintech & Data Platforms

  • Fraud detection models that required novel ML or heuristic approaches
  • Risk scoring engines developed from first principles
  • Real-time financial data processing at scale
  • Regulatory compliance systems built without available templates
  • Open banking integration architectures with unresolved technical barriers

What SMB owners say about GrowWise

Canadian SMBs use GrowWise to recover non-dilutive SR&ED funding without slowing down their technical work or disrupting day-to-day operations.

Mark S.
Systems engineering
As first-time SR&ED claimants, we expected the process to be complicated, but GrowWise made it very manageable. Their platform kept everything organized and the process was much easier than we expected.
Mike K.
Cybersecurity
We spoke with several SR&ED consultants before choosing GrowWise, and their technical understanding stood out right away. The process was seamless and required very little time from our team.
Sylvia G.
Electronics Manufacturing
GrowWise was fantastic to work with and made the SR&ED process feel approachable and clear. The process was well organized and communication was always straightforward. I would recommend GrowWise to anyone looking for SR&ED support.
Trevor M.
Biotech
After working with another SR&ED consultant, GrowWise was a completely different experience. The process was fast, simple, and only required a few hours from our team. Communication was excellent and everything moved forward quickly.
Rylan H.
Proptech
Working with GrowWise was a very smooth experience. Their team was proactive and kept everything moving while taking the heavy lifting and stress off our plate. The process was well organized and didn’t require much time or thought from our team.
Rory S.
Biotech
Compared to our previous SR&ED consultant, GrowWise required far less time from our team. Their AI platform made the process much more efficient and straightforward.
Oleksiy Z.
MedTech
The GrowWise team is knowledgeable and supportive, and their use of AI technology really streamlined the SR&ED process. The platform kept everything organized and reduced the time required from our team while making sure nothing was missed.

Not sure if your SMB’s R&D qualifies? SR&ED eligibility is broader than most founders expect. If your team is solving technical problems without a guaranteed solution, your work may qualify. GrowWise offers a free SMB eligibility review — no commitment required.

Get Your SR&ED Assessment

Questions SMBs often ask